ATM FACT SHEET*

An average ATM customer will spend 20-50% more than an non ATM customer.

The largest portion of regular ATM users (40%) go to the ATM machine an average of 10 times per month.

60% of Americans, ages 25-34, and 51%, from 25-49 years old, use ATM's eight times a month, withdrawing an average of $55 each time.

In 1994, 8.3 billion ATM transactions occured in the U.S.

A typical ATM at a bank averages 6,400 transactions each month.

The most popular day for ATM usage is Friday.

By the year 2000, approximently 158,000 ATM machines will be installed in the U.S.

Among people that use both credit and debit cards, debit cards are used more often-5.9 times per month vs. 5.1 times per month.

Studies show that retail location ATM's dispensing $20 bills increase store sales by more than 8%. Retail stores with ATM machines dispensing $10 bills have increased sales more than 14%.

Approximently 3-5% of customers who see an ATM will use it.

*Info source: Mastercard Consumer augmentation study and AT&T Global information Solutions.